Why do you make so little money? 5 ways to break through your financial ceiling

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“The expression “financial ceiling” denotes a situation when a person cannot start earning more than a certain amount. It’s as if he or she is stuck on a single bar, bumping into an invisible obstacle. From the point of view of psychotherapy, everything is quite understandable, although it is not so simple”.

Unfortunately, today there are a lot of pseudo-psychologists who offer to break through the financial ceiling for money. And all as one explain its existence by energy and other anti-scientific terminology. In fact, there is nothing mysterious here. Classical evidence-based psychology is able to understand this issue.

What factors influence the formation of the financial ceiling?

First of all, these are secondary benefits. They do not allow you to overcome your ceiling, since they are not realized by a person. The fact is that a lot of money is not only a reason for joy, but also a lot of reasons for anxiety.

Where to keep it? What to spend it on? How to protect and save it? How will the new level of earnings affect relationships? Do I need to change my lifestyle to fit my new status? Will I be comfortable in my new social circle? What if I will be envied or try to steal? All these questions torment a person. The psyche is literally in a panic. And bypassing consciousness, it seeks to protect the host from such a flurry of worries.

Also a frequent cause of this problem is the lack of the necessary skills and a sufficient level of financial literacy. A person banally does not know how to increase his income. Does not see the options, does not know how to optimize his time and labor costs.

Or has not learned how to make earnings in his sphere stable. That’s why it’s “thick and thin”. If money appears, it immediately slips away. Loans and other debts are not closed.

These problems are a consequence of ignorance, because financial literacy is not taught at school. The way out is to study the issue independently.

The third factor is introjects. These are such ideas about the world and life in general, which we learn in childhood from parents (or other significant adults). Moreover, we perceive these judgments without proper criticism. As a result, we sincerely consider them to be our own.

Often it is only in the process of psychotherapy or self-analysis that a person is able to realize that this thought was not his authorship, but was planted by someone else. As a result, it is taken for its own.

Finances and limiting beliefs

What limiting beliefs can be the cause of a financial ceiling?

1. Money spoils a person. If you instill the idea from childhood that a rich person is evil, greedy, selfish, dishonest, you should not be surprised if a child in adulthood will avoid the title of “wealthy”. No one wants to be a negative character whose image is so strongly disapproved of by loved ones.

2. To earn a lot, you have to plow long and very hard. But no one wants to go out of their way. After all, after all, there are other delights in life. These are family, friends, vacations, relationships… And if for the sake of weighty figures on the account you have to give up something, is it worth it?

In adulthood, we see the reality. And it contradicts the initial thought: hard workers work for pennies. In fact, people make a lot of money at the snap of their fingers.

3- It’s not the money that makes you happy. This is the idea that it is shameful to want and love money. Highly spiritual and moral people have other priorities. True virtue is in modesty and moderation. Because of this wrongful misconception, a person forbids himself to strive for such a down-to-earth matter as financial growth.

And for nothing, because in reality the availability of funds and financial prosperity only facilitate and promote personal growth. There is no need to be ashamed of what is characteristic for everyone.

4. Big money – big problems. If funds appear, it is worth spending them immediately, or they will “go away”. In this attitude we can feel the pain of those who faced default. Or those who saved and saved, but were robbed.

Such an experience can be traumatic, so it is very desirable to protect yourself and your children from repeating it in the future. As a result, finances need to be spent faster so that they do not slip away.

So how do you break through your ceiling?

It’s important to remember that in general, money in psychology is always not about money. It’s about power, control, values, fears, relationships, family traditions, and more. To really “break through the financial ceiling”, it is worth taking a course of psychotherapy, working with a specialist with your beliefs and patterns.

You can also start with ordinary financial literacy. This will help to exclude the lack of skill in handling money from the list of reasons. The main thing is not to fall into the illusion that the financial ceiling is some kind of curse, fate or a consequence of whistling in the apartment. All limitations are solely within us. Everyone has a chance to discover them and correct them if desired.

sports psychologist

“The financial ceiling is a mixture of limiting beliefs, complexes, deep psychological attitudes and ancestral programs. These can be worked with.”

There are several ways you can help break through the financial ceiling and change your life for the better.

Set goals that require more financial investment. They should be realistic, attainable and measurable. If life circumstances “pin down” a person, he will automatically do everything to get it. The main thing is to understand the true significance of the tasks set for yourself.

Find a role model. It can even be someone you know. Start communicating more with successful people, charging with enthusiasm. Get valuable information and knowledge about how this person has achieved the desired heights, how he thinks and what he lives. The main thing in achieving a goal is the right attitude. It is he and the way of thinking – what you should be interested in the other.

Do not stop at what you have achieved. If you have a good job, you can test yourself at interviews for a new top position. The intricacies of fate are often extremely unexpected, and good fortune can fall on your head. Even if these interviews are not successful, you will be energized with the right attitude and experience.

Start living a healthy, active lifestyle. Try building a weekly schedule by incorporating exercise, reading big money work material, and attending events where successful people go.

Structure your goals. Write a goal and come up with 10-15 questions for it. Try to describe it from different angles, understand all the components. The more detailed you lay it out, the clearer and more understandable you will get the roadmap to achieve the result.

Analyze what percentage depends on you and how much depends on others. What qualities do you need to develop or just start using? How will your life change if you succeed? What pros and what cons will be in the process and as a result?