Personal development expert names 5 habits that lead to poverty

The psychology of poverty in our country has been discussed directly not so long ago, but the first positive results have already been achieved. Until then, many people have not even thought about why, despite the desperate pursuit of a better life, they continue to tread on the ground and watch others get rich.

personal development specialist

“We ourselves by one or another actions (and sometimes even thoughts) shape our financial future, and its fate is in our hands. So what habits can lead you to poverty?”

1. avoiding responsibility

To get out of the vicious circle of moneylessness, it is necessary once and for all to recognize a simple fact: only we are responsible for what happens to us. You can not write off all your problems (and financial too) on the bad people around, lazy husband, jealous girlfriends, harmful boss or just bad karma.

Avoiding taking responsibility for your life is probably convenient, but definitely ineffective in terms of money. And if you really want to make a difference, get strong and do it.

In fact, there are plenty of financial opportunities around us, but due to a variety of factors, ranging from banal laziness to the habit of waiting for “freebies”, we don’t want to notice anything.

2. Unwillingness to live within our means

In the modern world, everyone prefers to “seem rather than be”, but, as you remember, “it is better to be than to seem”. Live in accordance with your financial possibilities, not trying to jump above the heads of neighbors and friends. Why spend most of your paycheck on a cool smartphone if you won’t have enough money to buy food and pay for utilities?

Of course, credit and banking organizations can always come to the rescue, but many people end up falling into financial traps. Live within your means and manage your budget wisely. Only when you come to an income that will allow you to live comfortably and not live until the next paycheck, you can buy yourself a smartphone of the latest model.

3. The habit of going with the flow

Many people make grandiose plans in their head, but for some reason do not hurry to realize any ideas in life. Here it does not hurt to admit to ourselves that we are simply too accustomed to go with the flow, periodically succumbing to discouragement, homesickness and depression. Why look for a new job when you can be angry at a greedy boss? Why try to learn a new profession, if suddenly, after spending time and effort on training, we still can not get the desired position?

Do you like to dream while lying on the couch? Then there is no need to complain about your poverty. If you are really eager to change something, just get up from the couch and take the first step towards change.

4. Constant saving on everything

Many people believe that if they save money on everything, they can improve their financial situation. They are wrong.

Of course, you can always find goods on promotion, buy clothes on sale, get benefits from the state, but if you do not work on increasing your income, and just try to cut your spending as much as possible, you will still be at a disadvantage.

Moreover, over time, such a bad and dangerous habit is so absorbed in a person that it does not allow him to see and use the appeared financial opportunities with benefit to himself. This is how the psychology of poverty works in practice.

5. Fear of new knowledge and experience

People who are suspicious of everything new and unknown, never become truly successful. All because the world does not stand still, constantly offering something new.

In the end, those who are able to adapt to emerging demands, show flexible thinking and be open to new knowledge win. If you are afraid of gaining experience in something you do not know yet and do not want to break yourself, you will probably get stuck in the middle of the road and with your own hands you will erect a financial ceiling, above which you will not be able to jump.